Tax preparation software has come a long way, making it easier than ever for individuals to file accurately, maximize deductions, and avoid costly mistakes. Whether you want a simple filing experience, extra support, or robust tools for more complex situations, there’s a solution out there for you. Here are the best tax preparation software options for individuals in 2025, broken down by features, ease of use, and overall value.
1. TurboTax
Best for: Comprehensive support and user-friendly experience
Pros:
- Step-by-step guidance with clear explanations
- Covers everything from simple W-2s to investment income and self-employment
- Live help from tax pros and CPAs (available with paid versions)
- Excellent interface and mobile app
Cons:
- Can get pricey, especially if you add live support or need advanced features
- Free version is limited to very simple returns
Cost: Free to ~$129 + extra for state filing (depending on version)
2. H&R Block
Best for: A balance between price, support, and in-person help options
Pros:
- Great user interface with clear prompts and helpful tips
- Free version covers more than many competitors, including student loan interest and retirement income
- Access to in-person support at H&R Block offices
- Optional add-ons for audit support and tax pro review
Cons:
- Some advanced features require upgrades
- Not as sleek as TurboTax, but very reliable
Cost: Free to ~$115 + state filing fees
3. TaxSlayer
Best for: Self-employed individuals and budget-conscious filers
Pros:
- Lower-cost option with solid features
- Good support for 1099 income and small business deductions
- Includes all forms with even basic plans
- Fast and efficient for experienced filers
Cons:
- Less hand-holding for beginners
- Limited audit support unless you upgrade
Cost: Free to $65 + state filing ($40 per state)
4. Cash App Taxes (formerly Credit Karma Tax)
Best for: Completely free filing with all major forms
Pros:
- 100% free federal and state filing — even for itemized, self-employed, or investment returns
- No upsells or hidden fees
- Easy integration if you already use Cash App
Cons:
- No option for live tax advice or audit defense
- Limited customer service compared to paid platforms
Cost: Free
5. FreeTaxUSA
Best for: Inexpensive federal filing with optional support
Pros:
- Free federal filing for all tax situations (even advanced returns)
- Low-cost state filing and support add-ons
- Good for confident filers who don’t need much guidance
Cons:
- Basic interface and navigation
- Support is limited unless you upgrade
Cost: Free federal, ~$15–$25 for state; optional support upgrade ~$8–$15
6. TaxAct
Best for: Experienced filers looking for straightforward functionality
Pros:
- Supports complex tax needs at a lower price than TurboTax
- Good accuracy and audit tools
- Offers a maximum refund guarantee
Cons:
- Interface isn’t as modern or user-friendly
- Free version is limited
Cost: Free to ~$100 + state filing fees
Final Thoughts
The best tax software for you depends on how complex your return is, how much help you want, and your budget. If you’re looking for an easy, guided experience and don’t mind paying more, TurboTax and H&R Block are solid picks. If you’re comfortable navigating your return and want to save money, TaxSlayer, FreeTaxUSA, or Cash App Taxes offer great value. Always make sure to compare features, especially if you have investment income, self-employment, or itemized deductions.