Best Money-Making Apps
Looking to earn extra income directly from your phone? Whether it’s through freelancing, side gigs, passive income, or cash-back rewards, money-making apps make it easy to turn your time, skills, or everyday spending into real cash.
Here are the best money-making apps, organized by type, to help you boost your income on the go.
💼 1. Upwork
Best For: Freelancers offering professional services
How It Works:
Create a profile, apply for gigs, and get hired for jobs like writing, design, virtual assistance, and more.
✅ Pros:
- Access to high-paying clients
- Wide range of job categories
- Safe payment protection
⚠️ Cons:
- Competitive platform
- Service fees (up to 20%)
📱 iOS | Android | Free to join
🛍️ 2. Rakuten
Best For: Earning cash back on everyday purchases
How It Works:
Shop through Rakuten’s app or browser extension at participating retailers and get a percentage of your purchase back.
✅ Pros:
- Works with major retailers
- Quarterly cash payouts
- Sign-up bonuses available
⚠️ Cons:
- Requires shopping to earn
- Cashback takes time to process
📱 iOS | Android | Free
🚗 3. DoorDash
Best For: Making money with delivery gigs
How It Works:
Deliver food and groceries in your area and earn per delivery plus tips.
✅ Pros:
- Flexible hours
- Fast payouts (option for instant pay)
- Bonuses and promotions available
⚠️ Cons:
- Vehicle wear and tear
- Earnings vary by location and time
📱 iOS | Android | Free
💸 4. Swagbucks
Best For: Earning cash and gift cards for small tasks
How It Works:
Complete surveys, watch videos, shop online, and more to earn points (Swagbucks) redeemable for rewards.
✅ Pros:
- Multiple earning options
- Low payout threshold
- Easy to use in spare time
⚠️ Cons:
- Low earnings per task
- Time-consuming for larger rewards
📱 iOS | Android | Free
📷 5. Foap
Best For: Selling your smartphone photos
How It Works:
Upload your photos to the Foap marketplace; brands and agencies can purchase them for commercial use.
✅ Pros:
- Earn $5 or more per sale
- Join photo “missions” for higher payouts
- Passive income potential
⚠️ Cons:
- High competition
- Takes time to build a portfolio
📱 iOS | Android | Free
📲 6. Fiverr
Best For: Selling services starting at $5
How It Works:
Offer digital services like writing, logo design, voiceovers, and more to a global audience.
✅ Pros:
- Set your own prices and packages
- Good for building a freelance side hustle
- Huge marketplace exposure
⚠️ Cons:
- Service fees
- Can take time to build credibility
📱 iOS | Android | Free
🧠 7. TaskRabbit
Best For: Local gig work like moving, cleaning, or repairs
How It Works:
Get paid to complete tasks for people in your area.
✅ Pros:
- Flexible schedule
- High earning potential for skilled tasks
- In-person and virtual options
⚠️ Cons:
- Must pass background check
- Availability depends on city
📱 iOS | Android | Free
📷 8. Shutterstock Contributor
Best For: Selling photos, videos, and illustrations
How It Works:
Upload your visual content and earn royalties when it’s downloaded by users.
✅ Pros:
- Passive income
- Trusted platform for creators
- Global audience
⚠️ Cons:
- Requires quality and originality
- Royalties can be small per download
📱 iOS | Android | Free
🧾 9. Ibotta
Best For: Earning cashback on groceries and everyday purchases
How It Works:
Scan your receipt or link a store loyalty account to earn cashback on select items.
✅ Pros:
- Works at most major grocery stores
- Extra cashback offers and bonuses
- Real cash payouts via PayPal or gift cards
⚠️ Cons:
- Limited offers based on store or brand
- Manual receipt uploads can be tedious
📱 iOS | Android | Free
🧠 10. UserTesting
Best For: Testing websites and apps for pay
How It Works:**
Complete usability tests and provide feedback on digital experiences.
✅ Pros:
- $10 or more per test
- Short 15–20 minute tests
- Great side income for tech-savvy users
⚠️ Cons:
- Must qualify for tests
- Limited availability
📱 iOS | Android | Free
Final Thoughts
Whether you want to make quick cash with surveys or build a steady freelance income, there’s a money-making app for you. Choose the one that fits your skills, schedule, and goals, and start turning your time or talents into extra income—right from your phone.